I work directly with small business owners to ensure they’re getting the maximum tax credit and deductions available to them while ensuring they’re attracting and retaining employees by offering benefits that are within their budget while making certain the coverage is a boon to the employee as well. -Z

Small Business Insurance

Attract and Retain Great Employees While Taking Care of Your Team and Your Bottom Line

Health insurance benefits are a great incentive for maintaining talented employees under your employ as well as offering other benefits.

Health insurance benefits are a great incentive for maintaining talented employees under your employ as well as offering other benefits.

It needs to be noted that no business is required to offer health insurance; The Affordable Care Act (ACA) previously mandated that large employers (50+ full-time equivalent employees) have to offer a group ACA compliant plan. Otherwise paying a penalty; many individuals and companies discovered this when filing their taxes. This law is no longer in effect as of tax season 2019.

Even if an employer is not mandated to offer coverage, health insurance benefits are a great incentive for attracting and retaining talented employees under your employ as well as offering other benefits.

Pros of Offering Your Employees Health Insurance

  1. Keep the top talent for your company
  2. Tax advantages on Income and Payroll
  3. Ensuring the safety and wellness of your workers
  4. If your workers utilize their health insurance benefits for on-the-job injuries it won’t affect your worker’s comp.
  5. Utilize Premium payments as a business expense
  6. Receive a Tax Credit in addition to a Deduction

With Z Insures Me Insurance you work directly with me as I actively find the right fit for you, your family, or your business. As an independent agent I find products with multiple carriers in order to keep premiums low and the quality of the product high.