Health insurance doesn’t have to be difficult. I assist my clients in understanding their coverage and putting the best option in place! If I can’t help you I will help you find someone who can! -Z

Major Medical Insurance

All of Your Protection in One Package

What is Major Medical Insurance?

A major medical health insurance plan is a type of plan that meets all of the minimum essential benefit standards of the Affordable Care Act (ACA or “Obamacare”). It also provides benefits for a broad range of inpatient and outpatient health-care services.

Major medical insurance is a long-term, comprehensive health insurance plan designed to cover a majority percentage of the medical costs an average American will pay in a given year.

Major medical insurance covers 10 essential healthcare benefits, including:

  1. Prescription drugs
  2. Pediatric services
  3. Preventive and wellness services and chronic disease management
  4. Emergency services
  5. Hospitalization
  6. Mental health and addiction services
  7. Pregnancy, maternity, and newborn care
  8. Ambulatory patient services
  9. Laboratory services
  10. Rehabilitative and habilitative services and devices

Affordable Care Act

Regulated under the Affordable Care Act and offering subsidized plans for lower income families the marketplace can be an affordable route for your family and business! These plans aren’t for everyone and it’s important to weigh the obstacles and advantages when considering your family’s coverage.